Your Business Superannuation

Superannuation (super) is money you pay for your workers to provide for their retirements. If your business employs people, make sure you know the requirements for paying super. Find out what you need to do when paying super for employees, super fund choices, and making super contributions.  Most importantly, you should consider putting aside super for yourself as a business owner.

Do you have to pay Super for your workers? 

All employers must make these payments or pay contributions for eligible employees as part of the Cook Islands National Superannuation Fund Order 2016. This Order is found in the CINS Act 2000.   

The following information will help you get setup.

Click below Information for Employers for more details and what is required of you as an Employer.

To find out more information about Contribution Rates, click here for more information. 

Once you are ready, click on the following Forms to help you get started.

Superannuation is Compulsory

Membership Eligibility

It is Compulsory for ALL Employees and Employers, Contract Workers, and Part time employees in the Cook Islands to join the fund.

Self-Employed Persons

Calculated earnings are the same as your assessable income under the Income Tax Act 1997 where the contribution rates are applicable.

If you have any questions, please contact the Cook Islands National Superannuation Office via email: [email protected] or contact them via telephone on 25515 today.